Residential
Mortgage

The minimum down payment can be as low as 5% for an insured mortgage. Alternatively, if you choose not to buy mortgage insurance, the minimum down payment requirement is 20%. We tailor our services to best meet the client’s needs based on their individual financial situation.

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If you're a Canadian citizen or permanent resident earning income from outside of Canada, securing a mortgage might seem complicated—but it doesn’t have to be. At Fortune Link Mortgage Group, we specialize in working with clients who have non-resident or overseas income and are looking to invest in Canadian real estate.

When applying for a mortgage in Canada, your credit score is very important. Generally, banks prefer a score of 680 or higher. However, we have successfully helped clients with credit scores below 680 secure mortgages, with some as low as 400. If you’re concerned that a low credit score may affect your mortgage approval, feel free to contact us for assistance.

Each bank’s mortgage policies vary slightly. Since we work with over 50 banks and financial institutions, we are highly familiar with the mortgage policies of many lenders. This allows us to assist clients with low reported income in finding the most suitable bank and loan solutions for their needs.

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Each time an additional property is acquired, the calculations for a new mortgage application change, and securing a mortgage becomes increasingly difficult. We have extensive experience in assisting clients with multiple properties in applying for mortgages

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