Reverse Mortgage Solutions for
a Secure Future.
Live the retirement you deserve
— without selling your home.
What is a Reverse Mortgage?
A large portion of your net worth may be tied up in your home. A reverse mortgage in Toronto can help you unlock that unused equity and convert it into tax-free cash.
• Borrow up to 59% of your home’s value
• No monthly repayments required (optional payments available if desired)
• Loan amount is based on your age, property value, and location
• Receive your tax-free funds as a lump sum or in installments
• You retain full ownership of your home at all times
Unlock the Value of Your Home in Retirement
Funds from a reverse mortgage are entirely flexible—you can use them however you choose. Common uses include:
Whether you want to:
🔹 Increase your cash flow during retirement
🔹 Pay off an existing mortgage or other debts
🔹 Manage rising living expenses
🔹 Cover unexpected costs
🔹 Gift money to family
🔹 Purchase a second property
🔹 Renovate or upgrade your current home
Benefits of a Reverse Mortgage
• Access tax-free cash (does not affect government or retirement income)
• No ongoing repayments required
• Maintain full ownership of your home indefinitely
• No negative equity guarantee – you will never owe more than your home’s value
• If one borrower passes away, the loan terms remain unchanged
Are You Eligible?
• You are a Canadian resident, 55 years of age or older
• The home is your primary residence
